… ”. Econometrica Kaboski, J.P., and Townshend, R.M. (2012). The Impact of Credit on Village Economies. American … most effective ways to encourage latrine adoption in the developing world. A recent study by Y-RISE researchers found … in Developing Countries,” AER: Papers and Proceedings, 2013. Mobarak and Rosenzweig, “Risk, Insurance and Wages in …