… ”. Econometrica Kaboski, J.P., and Townshend, R.M. (2012). The Impact of Credit on Village Economies. American … rainfall insurance to someone, you should offer it to everyone. Publications: Mobarak and Rosenzweig, “Informal … in Developing Countries,” AER: Papers and Proceedings, 2013. Mobarak and Rosenzweig, “Risk, Insurance and Wages in …