… ”. Econometrica Kaboski, J.P., and Townshend, R.M. (2012). The Impact of Credit on Village Economies. American … in Developing Countries,” AER: Papers and Proceedings, 2013. Mobarak and Rosenzweig, “Risk, Insurance and Wages in … interaction can have positive long-term effects on education and earnings. Twenty-five years later, Y-RISE …